:root{
    --ink:#171b18;
    --paper:#faf9f6;
    --panel:#f0ece2;
    --panel-2:#e8e2d3;
    --line:#e0dac9;
    --line-strong:#cfc6ac;
    --muted:#62605a;
    --accent:#b8542f;
    --accent-dark:#8f3d20;
    --accent-soft:#f2e0d3;
    font-size:16px;
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  html{scroll-behavior:smooth;}
  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto;}
    *{animation-duration:0.01ms !important;transition-duration:0.01ms !important;}
  }
  body{
    font-family:-apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, Roboto, Helvetica, Arial, sans-serif;
    background:var(--paper);
    color:var(--ink);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3{
    font-family:Georgia,'Iowan Old Style','Times New Roman',serif;
    font-weight:700;
    line-height:1.14;
    letter-spacing:-0.015em;
  }
  a{color:inherit;}
  img{max-width:100%;display:block;}
  .wrap{max-width:1080px;margin:0 auto;padding:0 28px;}
  ul{list-style:none;}
  svg{display:block;flex-shrink:0;}
  .skip-link{
    position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;
    padding:10px 16px;border-radius:0 0 8px 0;z-index:200;
  }
  .skip-link:focus{left:0;}

  a:focus-visible, button:focus-visible, summary:focus-visible,
  input:focus-visible, select:focus-visible, textarea:focus-visible{
    outline:2px solid var(--accent);outline-offset:2px;border-radius:4px;
  }

  /* HEADER */
  header{
    position:sticky;top:0;z-index:50;
    background:var(--paper);
    border-bottom:1px solid var(--line);
  }
  nav.wrap{
    display:flex;align-items:center;justify-content:space-between;
    padding:14px 28px;
  }
  .brand{
    display:flex;align-items:center;gap:10px;
    text-decoration:none;color:var(--ink);
  }
  .brand-mark{
    width:34px;height:34px;border-radius:9px;background:var(--ink);
    display:flex;align-items:center;justify-content:center;
    font-family:Georgia,serif;font-size:1.05rem;color:var(--accent-soft);
    flex-shrink:0;
  }
  .brand-name{font-family:Georgia,serif;font-size:1.12rem;font-weight:700;letter-spacing:-0.01em;}
  .navlinks{display:flex;gap:30px;align-items:center;}
  .navlinks a{
    font-size:0.9rem;text-decoration:none;color:var(--muted);
    transition:color .15s;
  }
  .navlinks a:hover{color:var(--ink);}
  .navcta{
    display:inline-flex;align-items:center;gap:6px;
    background:var(--ink);color:#fff !important;padding:10px 18px;
    border-radius:7px;text-decoration:none;font-size:0.87rem;font-weight:600;
  }
  .navcta:hover{background:var(--accent-dark);}
  .menu-toggle{
    display:none;background:none;border:none;cursor:pointer;color:var(--ink);
    width:44px;height:44px;align-items:center;justify-content:center;
  }

  /* HERO */
  .hero{padding:72px 0 64px;border-bottom:1px solid var(--line);}
  .hero .wrap{display:grid;grid-template-columns:1.15fr 0.85fr;gap:56px;align-items:center;}
  .kicker{
    display:inline-flex;align-items:center;gap:8px;
    font-size:0.76rem;letter-spacing:1.6px;text-transform:uppercase;
    color:var(--accent-dark);font-weight:700;margin-bottom:18px;
  }
  .kicker::before{content:"";width:16px;height:1.5px;background:var(--accent);}
  .hero h1{font-size:2.7rem;margin-bottom:18px;max-width:19ch;}
  .hero h1 em{font-style:normal;color:var(--accent-dark);}
  .hero p.lead{font-size:1.08rem;color:var(--muted);max-width:500px;margin-bottom:30px;}
  .btn-row{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px;}
  .btn{
    display:inline-flex;align-items:center;gap:8px;
    padding:14px 24px;border-radius:7px;text-decoration:none;
    font-size:0.94rem;font-weight:700;border:1.5px solid transparent;
    transition:transform .15s ease, background .15s ease, border-color .15s ease;
  }
  .btn-primary{background:var(--ink);color:#fff;}
  .btn-primary:hover{background:var(--accent-dark);}
  .btn-ghost{border-color:var(--line-strong);color:var(--ink);}
  .btn-ghost:hover{border-color:var(--ink);}
  .trust-list{display:flex;flex-direction:column;gap:9px;font-size:0.9rem;color:var(--ink);max-width:400px;}
  .trust-list li{display:flex;align-items:center;gap:10px;}
  .trust-list .ico-check{color:var(--accent-dark);}

  .hero-card{
    background:var(--panel);border:1px solid var(--line);border-radius:16px;
    padding:24px;position:relative;
  }
  .hero-photo{
    width:100%;aspect-ratio:4/3;border-radius:10px;
    background:linear-gradient(150deg,#e6ddc7,#d9cdac);
    display:flex;align-items:center;justify-content:center;
    margin-bottom:18px;border:1px solid var(--line);
    overflow:hidden;
  }
  .hero-photo img{width:100%;height:100%;object-fit:cover;object-position:top center;}
  .hero-card-name{font-size:1rem;color:var(--ink);margin-bottom:2px;font-weight:700;font-family:Georgia,serif;}
  .hero-card-role{font-size:0.85rem;color:var(--muted);margin-bottom:16px;}
  .fact-row{display:flex;flex-direction:column;gap:10px;border-top:1px solid var(--line-strong);padding-top:16px;}
  .fact-row .fact{display:flex;align-items:center;gap:10px;font-size:0.85rem;color:var(--ink);}
  .fact-row .fact svg{color:var(--accent-dark);}

  /* SECTION */
  section{padding:68px 0;}
  .section-head{max-width:620px;margin:0 auto 44px;text-align:center;}
  .section-head .eyebrow{
    display:block;font-size:0.76rem;letter-spacing:1.6px;text-transform:uppercase;
    color:var(--accent-dark);font-weight:700;margin-bottom:12px;
  }
  .section-head h2{font-size:1.8rem;margin-bottom:10px;}
  .section-head p{color:var(--muted);font-size:1rem;}
  .panel-bg{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}

  /* SUBJECTS */
  .subject-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden;}
  .subject-card{background:var(--paper);padding:32px 26px;}
  .subject-card .icon-badge{
    width:44px;height:44px;border-radius:10px;background:var(--accent-soft);
    display:flex;align-items:center;justify-content:center;margin-bottom:18px;
    color:var(--accent-dark);
  }
  .subject-card h3{font-size:1.12rem;margin-bottom:8px;}
  .subject-card p{color:var(--muted);font-size:0.92rem;margin-bottom:16px;}
  .subject-card ul li{
    font-size:0.86rem;color:#37352f;padding:5px 0;display:flex;align-items:flex-start;gap:9px;
  }
  .subject-card ul li svg{margin-top:3px;color:var(--accent-dark);flex-shrink:0;}

  /* PROCESS */
  .process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;}
  .process-step{position:relative;padding-top:52px;}
  .process-step .step-num{
    position:absolute;left:0;top:0;
    width:40px;height:40px;border-radius:10px;background:var(--panel-2);color:var(--ink);
    display:flex;align-items:center;justify-content:center;border:1px solid var(--line-strong);
    font-family:Georgia,serif;font-size:1.05rem;font-weight:700;
  }
  .process-step h3{font-size:1.05rem;margin-bottom:7px;}
  .process-step p{color:var(--muted);font-size:0.9rem;}

  /* CREDENTIALS */
  .cred-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  .cred-card{
    background:var(--paper);border:1px solid var(--line);border-radius:14px;
    padding:26px;text-align:left;
  }
  .cred-card svg{color:var(--accent-dark);margin-bottom:14px;}
  .cred-card h3{font-size:1rem;margin-bottom:7px;}
  .cred-card p{color:var(--muted);font-size:0.88rem;}

  /* FAQ */
  .faq-list{max-width:700px;margin:0 auto;}
  details{border-bottom:1px solid var(--line);padding:19px 0;}
  summary{
    cursor:pointer;font-weight:700;font-size:0.98rem;list-style:none;
    display:flex;justify-content:space-between;align-items:center;gap:16px;
  }
  summary::-webkit-details-marker{display:none;}
  .faq-icon{position:relative;width:18px;height:18px;flex-shrink:0;}
  .faq-icon::before,.faq-icon::after{
    content:"";position:absolute;background:var(--accent-dark);
    top:50%;left:50%;transform:translate(-50%,-50%);
  }
  .faq-icon::before{width:14px;height:1.6px;}
  .faq-icon::after{width:1.6px;height:14px;transition:opacity .15s;}
  details[open] .faq-icon::after{opacity:0;}
  details p{color:var(--muted);font-size:0.92rem;margin-top:11px;padding-right:30px;}

  /* FINAL CTA */
  .cta-band{background:var(--ink);color:#f3efe4;text-align:center;padding:60px 0;}
  .cta-band .section-head .eyebrow{color:#d99a76;}
  .cta-band .section-head h2{color:#f3efe4;}
  .cta-band .section-head p{color:#b8b3a3;}
  .cta-band .btn-row{justify-content:center;margin-bottom:0;}
  .cta-band .btn-primary{background:var(--accent);}
  .cta-band .btn-primary:hover{background:var(--accent-dark);}

  /* CONTACT */
  #contact{padding:68px 0;}
  .contact-info{max-width:560px;margin:0 auto;text-align:center;}
  .contact-info .eyebrow{
    display:block;font-size:0.76rem;letter-spacing:1.6px;text-transform:uppercase;
    color:var(--accent-dark);font-weight:700;margin-bottom:12px;
  }
  .contact-info h2{font-size:1.65rem;margin-bottom:12px;}
  .contact-info p{color:var(--muted);margin-bottom:24px;}
  .contact-methods{display:flex;flex-direction:column;gap:12px;text-align:left;}
  .contact-method{
    display:flex;align-items:center;gap:14px;
    background:var(--panel);border:1px solid var(--line);
    padding:15px 16px;border-radius:11px;text-decoration:none;color:var(--ink);
    transition:border-color .15s;
  }
  .contact-method:hover{border-color:var(--line-strong);}
  .contact-method .cm-icon{
    width:38px;height:38px;border-radius:9px;background:#fff;border:1px solid var(--line);
    display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--accent-dark);
  }
  .contact-method strong{display:block;font-size:0.9rem;}
  .contact-method small{color:var(--muted);font-size:0.78rem;}
  .privacy-note{
    font-size:0.78rem;color:var(--muted);margin-top:20px;display:flex;gap:9px;align-items:flex-start;text-align:left;
  }
  .privacy-note svg{flex-shrink:0;margin-top:2px;color:var(--muted);}

  footer{
    background:var(--ink);color:#8f8b7f;
    padding:28px 0;text-align:center;font-size:0.82rem;
  }
  footer a{color:#d8d2c2;text-decoration:underline;}

  .sticky-cta{
    display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;
    background:var(--paper);border-top:1px solid var(--line);
    padding:12px 16px;box-shadow:0 -8px 20px rgba(0,0,0,0.06);
  }
  body.menu-open .sticky-cta{display:none;}
  .sticky-cta a{
    display:block;text-align:center;background:var(--ink);color:#fff;
    padding:13px;border-radius:7px;font-weight:700;text-decoration:none;font-size:0.94rem;
  }

  @media (max-width:860px){
    .hero .wrap{grid-template-columns:1fr;}
    .hero-card{order:-1;max-width:560px;margin:0 auto;}
    .subject-grid{grid-template-columns:repeat(2,1fr);}
    .subject-card:last-child{grid-column:1 / -1;}
    .process-grid,.cred-grid{grid-template-columns:repeat(2,1fr);gap:28px;}
    .cred-card:last-child,.process-step:last-child{grid-column:1 / -1;}
  }
  @media (max-width:640px){
    .subject-grid,.process-grid,.cred-grid{grid-template-columns:1fr;}
    .subject-card:last-child,.cred-card:last-child,.process-step:last-child{grid-column:auto;}
  }
  @media (max-width:960px){
    .navlinks{
      position:fixed;top:63px;left:0;right:0;bottom:0;
      background:var(--paper);flex-direction:column;gap:0;align-items:stretch;
      display:none;padding:8px 0;overflow-y:auto;
    }
    .navlinks.open{display:flex;}
    .navlinks a{padding:16px 28px;border-bottom:1px solid var(--line);}
    .navcta{margin:16px 28px;justify-content:center;}
    .menu-toggle{display:flex;}
    .hero{padding-top:44px;}
    .hero h1{font-size:2rem;}
    .sticky-cta{display:block;}
    body.has-sticky-cta{padding-bottom:72px;}
  }

  /* LANGUAGE SWITCHER */
  .nav-actions{display:flex;align-items:center;gap:12px;}
  .lang-switch{
    display:inline-flex;align-items:center;gap:5px;
    font-size:0.82rem;font-weight:700;color:var(--ink);
    text-decoration:none;border:1px solid var(--line-strong);
    border-radius:20px;padding:6px 12px;flex-shrink:0;
    transition:border-color .15s, background .15s;
  }
  .lang-switch:hover{border-color:var(--ink);background:var(--panel);}
  .lang-switch svg{color:var(--accent-dark);}

  /* STATIC / POLICY PAGES */
  .policy-hero{padding:56px 0 40px;border-bottom:1px solid var(--line);}
  .policy-hero .eyebrow{
    display:block;font-size:0.76rem;letter-spacing:1.6px;text-transform:uppercase;
    color:var(--accent-dark);font-weight:700;margin-bottom:12px;
  }
  .policy-hero h1{font-size:2.2rem;margin-bottom:12px;}
  .policy-hero p{color:var(--muted);font-size:1rem;}
  .policy-body{padding:56px 0 72px;}
  .policy-body .wrap{max-width:760px;}
  .policy-body h2{font-size:1.35rem;margin:40px 0 14px;}
  .policy-body h2:first-child{margin-top:0;}
  .policy-body h3{font-size:1.05rem;margin:24px 0 10px;}
  .policy-body p{color:#3c3a35;font-size:0.97rem;margin-bottom:14px;}
  .policy-body ul{list-style:disc;padding-left:22px;margin-bottom:14px;}
  .policy-body ul li{color:#3c3a35;font-size:0.97rem;padding:3px 0;}
  .policy-body a{color:var(--accent-dark);text-decoration:underline;}
  .policy-body .updated{color:var(--muted);font-size:0.85rem;margin-bottom:32px;}
  .policy-body .back-link{
    display:inline-flex;align-items:center;gap:6px;margin-bottom:28px;
    font-size:0.9rem;color:var(--muted);text-decoration:none;
  }
  .policy-body .back-link:hover{color:var(--ink);}